Dab tsi nyob hauv koj lub hnab? Ntau tus ntawm peb muaj kev ncig ntawm cov khoom uas yuav ua kom yooj yim rau cov neeg thieves ua puas tsuaj, said Becky Frost, Consumer Education Manager rau Experian tus ProtectMyID, qhov kev pabcuam tiv thaiv kev nyiag keeb neeg.
Nov yog rau txoj kev ntse los tiv thaiv koj tus kheej los ntawm kev nyiag keeb neeg thaum koj mus ncig:
Cia li rub koj cov credit card. "Nws yog lub tswv yim ntse los ua ib lub hnab nyiaj khoom ua ntej txhua zaus," said Frost.
Koj tuaj yeem tau txais ib lossis ob daim credit card ntawm kev so haujlwm tiam sis koj tsis tas yuav nqa txhua daim credit, daim tshev nyiaj, thiab daim npav cia uas koj muaj. Tsis txhob xav tias koj muaj sijhawm rau txoj haujlwm no? Xav seb nws yuav siv sij hawm ntev npaum li cas los hloov daim npav koj nqa yog tias koj lub hnab nyiaj ploj los yog muaj neeg nyiag lawm.
Khaws cov ntaub ntawv cia. Yog tias koj lub hnab nyiaj ploj lawm, koj yuav tsum tau hu mus rau koj lub tsev txhab nyiaj, cov chaw qiv nyiaj, cov chaw kho mob kho mob, thiab lwm cov tuam txhab. Nyob hauv ib qho chaw ruaj ntseg nyob hauv tsev, cia cov ntawv luam ntawm sab xub ntiag thiab tom qab ntawm tag nrho koj cov ntawv tseem ceeb. Nws tseem yog ib lub tswv yim zoo uas taug kev nrog cov thaub qab thaub qab uas koj tau cais ntawm koj lub hnab. "Feem ntau cov xov tooj tseem ceeb ntawm tus xov tooj yog nyob ntawm lub phaum ntawv," said Frost.
Cia tawm koj daim npav kev ruaj ntseg hauv tsev. Txog ib ntawm plaub ntawm peb muaj peb tus lej social security lossis peb cov menyuam tus SSNs hauv peb lub hnab, uas tsis tshua muaj kev pheej hmoo, hais tias Frost. "Tom qab cov ntawv tuav pov hwm pab kas phais, cov lej social security muaj nqe ob-ntau tshaj plaws nyob rau hauv lub lag luam dub," nws said.
Nqa koj daim ntawv faj seeb kho mob, ntxiv rau ib daim ntawv luam. "Nws yog tej zaum tsis zoo siab tshaj plaws los hu rau koj lub tuam txhab kev tuav pov hwm kho mob yog tias koj lub hnab nyiaj nyiag lawm," said Frost. "Tiam sis nyob rau hnub no thiab hnub nyoog, tib neeg ua tau ntau txoj kev puas tsuaj nrog ib daim ntawv kho mob uas raug nyiag lawm yog tias lawv tau txais cov khoom los yog cov kev pab cuam hauv koj lub npe thiab nrog koj tus xov tooj." Thaum koj yuav tsum nqa koj daim ntawv kho mob nrog koj thaum muaj xwm ceev, kuj tuaj yeem nqa cov ntaub ntawv luam tawm.
Siv koj lub tsev so nyab xeeb. Thaum koj tuaj txog ntawm koj lub hom phiaj, muab cov ntaub ntawv thaub qab luam thiab luam tawm lwm qhov credit card rau qhov chaw zoo. "Nquag thaum peb mus txawv tebchaws, lub tsev so nyab xeeb yog qhov zoo tshaj plaws," said Frost.
Tsawg ntau tshaj ntawm cov ntawv cim npe. Thaum muaj lub hnab ntawv tag yog ntse, "prominently displaying tag nrho koj cov ntaub ntawv keeb ntiag tug tsis yog lub tswv yim zoo tshaj plaws," said Frost. Xav seb puas tsuas sau koj lub npe, xov tooj ntawm tes thiab email chaw rau koj lub npe thiab qhov chaw nyob hauv tsev.
Thaum koj tab tom xav txog kev nyab xeeb, kawm seb yuav ua li cas thiaj li muaj kev nyab xeeb rau pej xeem siv wi-fi thaum caij so haujlwm .