Qhov tseeb, cov nqi thiab cov txiaj ntsig ... los yog cov tsis tuaj yeem
Ib hnub so hauv tsev hauv tebchaws Ireland yog npau suav feem ntau ua npau suav, los ntawm cov neeg hauv zos thiab cov neeg tuaj xyuas neeg txawv teb chaws. Ntau tus Xyooj xav xav kom lub tsev nyob hauv Connemara, thiab rau Irish-Amelikas txhua yam "quaint" txaus yuav ua tau, txawm tias yog muaj vaj tsev kub los yog zoo tib yam li cov tsev uas tsim muaj kev tsim kho. Kev yuav tsev ib hnub nyob hauv tebchaws Ireland yog ib qho tshwm sim hauv vaj hauv tsev ua ntej lub tuam tsev tawg paj.
Qhov no tau ua raws li kev sib tsoo 2008 thiab kev lag luam, tab sis ntau lub tsev me me los yog lub hom phiaj tsim ua tsev rau cov tsev neeg tau tseem muag rau cov neeg Asmeskas thiab European cov neeg, ntawm cov neeg kawm ntawv txawv teb chaws txawv teb chaws. Vim hais tias Irish hnub so tsev neeg tau ntev ntev li pheej yig, ces tsawg kawg yog ib qho peev xwm ua tau zoo heev. Thaum lub sij hawm cov sij hawm, txawm tias feem ntau cov neeg tuaj saib qhuab qhia zoo li muaj peev xwm yuav caj dab Irish ntug dej mus rau hauv kev tiv thaiv qiv nyiaj. Zoo, mus txog 2008, thaum tag nrho cov cuab yeej npuas tawg thiab ntau "kev dag nyiaj pov thawj" cov nyiaj tso tawm tau zoo ib yam li cov pov thawj albatross ncig lub caj dab. Thiab hnub no? Yuav kom ncaj ncees, yuav Irish cuab yeej raws li ib hnub so hauv tsev mus deb ntawm lub tsev tej zaum tseem yuav txaus nyiam. Tab sis nws tag nrho los rau cov zauv. Ntawm no yog cov lus qhia yooj yim uas koj xav paub txog:
Leej Twg Yuav Tau Khoom Siv Hauv Tebchaws Ireland?
Feem ntau hais lus, leej twg tau them rau nws. Raws li muaj cov cuab yeej hauv tebchaws Ireland tsis muab cov cai ntawm qhov chaw nyob, txawm li ntawm cov vixaj mus yuav.
Cov lag luam txawv teb chaws tuaj yeem txais tos.
Puas yog tau txais Irish Mortgage mus Yuav Ib Lub Tsev Qiv Ntawv?
Hauv kev xav ... yog. Hauv kev xyaum, qhov no tau ploj mus tib yam li Lehman Cov kwv tij nyob rau tib lub sijhawm. Zoo tsis muaj tus neeg txais nyiaj thiab tsis yog tus tswv yuav qiv nyiaj rau qis hnub no yuav tsub hnub tom tsev muag khoom.
Nws yog ib qho nyuaj kom tau txais cov nyiaj txais rau cov tsev nyob yog tias koj xav ua tus tswv-tswv.
Kuv Yuav Tau Khoom Siv Hauv Tebchaws Ireland Qhov Twg?
Ua tau rau hauv pub ntau dhau ib pint ... yog tias ob tog paub dab tsi lawv ua. Nws tsis muaj cov cai tswj kav txoj kev yuav khoom thiab muag khoom. Qhov ntau tshaj li niaj zaus, tab sis, yog los ntawm lub chaw ua haujlwm ntawm ib tus neeg muag khoom muag. Lawv yuav yog tus tswv nruab nrab ntawm tus neeg yuav thiab tus neeg muag khoom thiab ua kom pom. Ib qho tseeb qhov tseeb: Tus kws muag khoom yuav siv nws cov nqi tawm ntawm tus nqi muag, qhov no yuav los ntawm tus neeg muag khoom. Yuav tsum tsis muaj nyiaj los ntawm tus neeg yuav khoom (tab sis, thaum kawg, koj yuav them rau txhua yam).
Kuv Yuav Ua Li Cas Nrhiav Cov Neeg Tuam Tsev Thaj Chaw hauv Ireland?
Hauv txhua lub nroog loj loj thiab, ntawm chav kawm, hauv internet. Qhov sib txawv ntawm cov neeg ua hauj lwm yog tias lawv pom qhov "thov nqi" (tsis yog cov nqi them tag nrho) los yog seb koj yuav tsum tau hu lawv mus rau qhov no. Thov nco tias vaj tse qub kuj yuav muaj kev pab los ntawm ntau tus neeg ua haujlwm hauv tsev, feem ntau nrog tus nqi qis txawv. Koj tuaj yeem nrhiav tau ib daim ntawv teev cov npe ntawm cov neeg ua haujlwm ntawm cov websites xws li myhome.ie.
Yog tias Tus Nqi Nqe Differs, Qhov Twg Yog "Tiag"?
Txhua yam yog, tab sis qhov qis tshaj yuav yog qhov tseeb tshaj plaws.
Nyob ze rau qhov ntawd nrog koj kev - kev siab zog txais kev pom zoo, tab sis muaj vaj tse qub nyob rau hauv kev ua lag luam nrog ntau tus neeg ua haujlwm ntawm cov nqi sib txawv yog ib qho kev xav ntawm nws txoj kev xav.
Kuv Puas Yuav Ua Li Cas thiab Yuav Tshwm Sim Li Cas?
Koj ua qhov kev tshaj tawm rau tus tswv ntawm lub tsev lag luam uas yuav muab xa mus rau tus muag ... leej twg mam li txais lossis tsis kam. Kev txais yuav raug muab rov qab rov qab ("hlawv" uas siv los ua neeg nyiam heev, thiab ua kom rov qab los), tiam sis hauv peb lub sij hawm, qhov kev muag khoom sai yog qhov zoo tshaj plaws rau tus neeg muag khoom.
Kuv Puas Xav Muaj Ib Qho Kev Xav Tau?
Technically tsis, tab sis koj yuav tsum ntiav cov kev pab cuam ntawm ib tug kom paub tseeb tias txhua yam yog kosher. Tus tswv ntawm tus tswv tsev yuav pom zoo rau ib tus neeg hais lus hauv zos, yog tias koj tsis muaj peev xwm tau txais los ntawm koj tus kheej - qhov chaw pib zoo yog Lub Tsev Lis Haujlwm Kev Cai ntawm Ireland.
Tus Nqi Yuav Tau Li Cas ntawm Ireland?
Sib nrug ntawm tus nqi ntawm lub tsev nws tus kheej, cia siab tias yuav them rau cov hauv qab no:
- Raws li txoj cai - tsis muaj ib qho nqi ntawm cov nqi them, cov neeg lav phibxeem tuaj yeem muab cov nqi sib tw (los yog extortionate) rau "kev xa mus ua haujlwm" (cov nqi raug cai nrog qhov chaw yuav khoom), thiaj li tau txais cov quotes. Tus nqi yuav yog tus nqi them tus nqi lossis qhov feem pua ntawm tus nqi yuav khoom. Lwm cov nuj nqis uas muaj feem rau kev cai lij choj muaj xws li cov nqi tsaws hauv av thiab kev tshawb nrhiav kev cai lij choj.
- Daim ntawv ntsuam xyuas - yog ib qho kev tshawb fawb yeem tab sis pom zoo thaum mus yuav ib lub tsev thib ob. Nqi yuav txawv dua, tau quotes hauv.
- Stamp Duty - Xav paub tias yuav ntiag tug tawm 3,000 mus rau 5,000 Euros rau cov nqi them raws li txoj cai, lwm 500 mus rau 1,000 Euros rau tus neeg soj ntsuam thiab ob feem plaub lub luag haujlwm.
Cov Nqi Tag Nrho Cov Nqi, Txoj Cai?
Tsis yog, lawv tsis yog ... rau cov neeg pib, koj yuav tau them se xyoo txwm xyoo rau koj lub hnub so tsev - thiab cov nqi them tuaj kuj tau ua dua (tab sis lawv yuav rov ua dua yav tom ntej). Ntxiv rau tej zaum kuj yuav raug nqi rau lub laj fai hauv qhov chaw. Yam tsawg kawg koj yuav tau them rau qhov muab khawb lub vov tsev pov tseg kom tsis tu ncua.
Raws li kev pov hwm - nws yog koj qhov kev pheej hmoo, koj txiav txim siab. Cia kuv hais tias yog koj yuav ib qho ntawm cov romantic thatched cottages, qhov romance yuav ya tawm ntawm lub qhov rais thaum koj sim tau kev pov hwm hluav taws kub rau qhov ntawd (nyuaj nrhiav thiab kim).
Raws li kev saib xyuas - yog tias koj tsis tuaj txog ntawm koj lub tsev ntev dhau lawm nws yuav them rau ib tus neeg saib xyuas rau nws, cov cua hauv qee lub sij hawm tiv thaiv cov kav dej khov thiab lwm yam kev phem. Tus nqi rau qhov kev pabcuam "tsev zaum" nws txawv ...
Yog li, Yuav Kuv Lub Tsev Qiv Ntawv Nyiaj Txiag Rau Them Nws?
Ntawd yog mus rau cov lej ntshiab ... hais tias koj npaj kom muaj ob lub caij so rau ob mus rau peb asthiv txhua xyoo. Thaum siv cov khoom ntiag tug rau tus kheej, qhov no yuav qhia koj rov qab txhua qhov ntawm 2,000 thiab 4,000 Euros txhua xyoo. Cia peb mus nrog cov neeg siab dua rau qhov kev sib cav ntawm kev sib cav.
Los ntawm cov 4,000 Euros txiav 300 Euros rau cov se niaj hnub, koj tshuav nrog 3,700 Euros los siv. Raug tshem tawm ib qho tsim nyog tau them 1,000 Euros rau kev saib xyuas thiab kev tuav pov hwm (yog tias koj muaj inclined) thiab koj tuaj txog € 2,700. Qhov no yog li cas, tsis tas li ntawd, koj tus kheej cov cuab yeej yuav raug nqi koj ib xyoos twg hauv tus nqi yuav khoom.
Tam sim no piv txwv tias yog koj tswj tau qhov chaw so rau 75,000 Euros, ntxiv rau 5,000 Euros nqi thiab se ... thiab koj yuav pom tias koj yuav tsum siv sijhawm peb caug xyoo so rau tsib lub limtiam los ntxuav.
Tom qab ntawd dua: Thaum koj cia cov phooj ywg thiab tsev neeg nyob hauv los yog xauj tsev, cov nqi yuav plummet.