Kaw cov nqi yog qhov tseem ceeb tshaj yog thaum xaiv qhov kev yuav tsev hauv Miami lossis South Florida. Qhov tseeb, txoj kev tshawb kawm BankRate.com tsis ntev los no pom tau hais tias Miami tau muaj plaub qhov siab tshaj plaws ntawm cov tsev lag luam nyob hauv lub teb chaws, thaj tsam $ 3,683 hauv xyoo 2008.
Miami Kaw Cov Nqi
Koj yuav tau them cov nqi dab tsi thaum koj yuav tsev nyob hauv Miami? Cia wb mus saib txhua qhov ntawm cov khoom:
- Cov Ntawv Teev Tseg (Cov Ntawv Nyiaj Txiag) rau ntawm tus tuag : Txawm tias lawv lub npe tsis muaj npe, doc stamps yog ib qho ntawm cov nqi kim tshaj plaws uas koj yuav ntsib. Lawv raug tshuaj xyuas thaum lub sij hawm sau koj cov ntaub ntawv ntawm daim ntawv pauv thiab yog $ 0.60 toj ntawm $ 100 ntawm tus nqi tsev. Nco ntsoov tias qhov no yog rau Miami-Dade County nkaus xwb. Tag nrho lwm cov xeev Florida them tus nqi ntawm $ 0.70 rau $ 100.
- Cov Ntawv Teev Tseg (Cov Ntawv Nyiaj Txiag) hauv Daim Npav Nyiaj Txiag : Koj yuav tsum tau them cov nyiaj pov thij them se rau koj lub tsev. Mortgage doc stamps khiav $ 0.35 ntawm $ 100 ntawm cov nyiaj tau txais borrowed.
- Cov Nyiaj Them Se Uas Raug Cov Nyiaj Them Nqi : Koj lub nras yuav ntsuam xyuas koj tus $ 0.20 rau $ 100 ua tsis tau txiav se them rau cov nqi qiv los ntawm koj qhov nyiaj txais yuav
- Cov Nqi Cov Ntaub Ntawv : Tus kws ntsuam xyuas hauv lub nroog yuav them nyiaj rau koj txhua nplooj ntawm cov ntaub ntawv uas koj teev tseg rau ntawm koj lub tsev yuav khoom ntawm $ 10 rau thawj nplooj ntawv thiab $ 8.50 rau txhua nplooj ntawv ntxiv. Cia siab rau cov ntaub ntawv ntawm 10-15 nplooj ntawv ua ib feem ntawm lub tsev yuav khoom.
- Cov ntawv pov hwm kev tuav pov hwm ( Title Insurance) : Cov ntawv tuav pov hwm kev tiv thaiv Title yog tiv thaiv koj ntawm kev ua yuam kev nyob rau hauv txoj haujlwm npe uas yuav tsim kev puas tsuaj rau koj cov tswv cuab cov tswv cuab yav tom ntej. Kev tuav pov hwm npe (Title) hauv Florida ua haujlwm rau ntawm tus nqi them nqi tsev raws li tus nqe ntawm koj lub tsev. Tus nqi yog ntsuas $ 1,000 ntawm koj lub tsev cov nqi raws li cov sijhawm hauv qab no:
- Thawj $ 100,000: $ 5.57 rau $ 1,000
- $ 100,000- $ 1,000,000: $ 5.00 tauj $ 1,000
- $ 1-5 Lab: $ 2.50 rau $ 1,000
- $ 5- $ 10 Tsheej: $ 2.25 rau $ 1,000
- Tshaj $ 10 Tshaj Lawm: $ 2.00 rau $ 1,000
Tag nrho lwm cov nqi kaw (xws li cov nqi them rau kev pab, cov nqi tshuaj ntsuam xyuas, thiab cov nqi rau kev khiav haujlwm) yog qhov kev txiav txim siab thiab tej zaum yuav tau sib tham nrog koj lub qiv nyiaj.
Piv txwv
Cia peb xav tias koj tab tom yuav $ 200,000 tsev nyob hauv Miami-Dade County nrog $ 180,000 tsev. Koj cov nqi kaw tag nrho yog $ 3,504, nrog rau cov khoom nram qab no:
- Cov Nyiaj Muas Noj: $ 1,200
- Cov Nyiaj Muas Nyiaj Them Nqi: $ 700
- Mortgage Intangible Tax: $ 400
- Cov Ntaub Ntawv Teev Npe (rau 15 nplooj ntawv): $ 129
- Title Kev Tuav Pov Hwm: $ 1,075
Cov no yog cov yam ntxwv ntawm Miami cov nqi kaw.