Cov Tswv Yim Rau Kev Muag Khoom Kev Tuav Pov Hwm Si

Tsis txhob tawm hauv tsev tsis muaj nws, hais tias cov neeg sawv cev tebchaws

Zaum hauv ib lub rooj sib tham tsis ntev los no nrog tus neeg sawv cev rau tus neeg khiav dej num s uas tau them cov tseem ceeb ntawm kev tuav pov hwm kev tawm txawv teb chaws yog qhov muag qhib qhov rooj. Muaj ntau qhov laj thawj coj los mus pov hwm xws li kev tiv thaiv koj qhov kev tawm tswv yim mus txawv tebchaws thiab nrhiav kev pab kho mob thaum nyob txawv teb chaws - thiab thaum muaj tej yam tseem ceeb rau peb txhua hnub, peb feem ntau tso cai rau kev pov hwm. Tej zaum koj yuav xav nug koj tus kheej vim li cas - Kuv yuav, tshwj xeeb tshaj yog tom qab hnov ​​cov neeg sawv cev hauv cov neeg taug kev thiab cov neeg sawv cev kev pov hwm sawv daws tham txog qee yam vwm tej yam uas tau tshwm sim rau lawv cov neeg tau txais - cov ntawv kho mob thiab cov ntawv kho mob.

Cov neeg ua haujlwm hauv tebchaws tuaj yeem pab koj nrog koj qhov kev npaj mus txawv tebchaws thiab ua tus neeg tawm tswv yim rau koj hauv av thaum koj mus ncig. Tab sis thaum lawv tuaj yeem pab kho cov davhlau qeeb thiab pabcuam cov tsev so hloov tshiab, lawv ua tsis tau ntau rau koj thaum muaj kev puas tsuaj yog tias koj tsis tau yuav qhov kev fajseeb khomob rau koj qhov kev mus ncig.

Nov yog qee cov lus qhia thaum xav txog kev tuav pov hwm kev nyab xeeb:

"Tus lej-ib qhov yog vim tias cov nqi ntawm kev so haujlwm tau nce mus ntau xyoo. Koj tam sim no sawv ntsug poob ntau txhiab daus las ntawm lub tsheb thauj mus los. Cov neeg tau txais kev pab yuav tsum tau tiv thaiv lawv cov peev thiab tseem yuav them yog tias muaj ib yam dab tsi tshwm sim rau lawv txoj kev mus txawv tebchaws, "hais tias Sheri Machet ntawm tus kws pabcuam kev tuav pov hwm MH Ross.

Phil Drennen ntawm Insurance Insurance Cente r tau qhia cov neeg siv los xav txog lawv txoj kev mob siab.

"Qee cov neeg yuav tsis saib xyuas txog qhov nqi ntawm cov hnub so, tab sis lawv saib xyuas txog kev khiav tawm thaum muaj xwm ceev," nws hais.

Kev pab kas phais mus txawv tebchaws tuaj yeem ua ntau yam kom cov neeg taug kev mus yuav tsum xav txog qhov tseem ceeb rau lawv ua ntej mus rau ib qho chaw twg.

Drennen qhia cov neeg siv los xav txog tias cov nyiaj lawv tabtom nqis peev nyiaj so koobtsheej thiab qhov nws tsim nyog rau lawv yog tias lawv xav rho tawm.

Ib feem ntawm cov feem ntau cov nyuab ntawm cov kev pab cuam mus yuav kev kho mob mus txawv tebchaws yog xam tawm seb yuav ua li cas los ntawm kev kho mob sab nrauv. Raws li tus neeg tau txais kev pab, koj yuav tsum paub seb koj lub hom phiaj kho mob dab tsi thiab xav txog ntau lub hauv paus uas yuav tshwm sim, los yog ua ntej, kev mus ncig.

"Medicare cov kev pabcuam muaj tawm ntawm hnab tshos ntau tshaj 10k," hais Drennen.

Thiab nws tau qhia cov neeg muaj npe nrog Medicare los yuav qhov kev npaj pab kas phais thawj.

"ACA (Obamacare) cov kev pab them nqi kho mob tsis ua ntau txoj kev pab them nqi kho mob, yog li xyuas kom koj nkag siab txog qhov kev pab them nqi kho mob. Muaj ntau lub tswv yim ntawm ACA muaj cov kev pabcuam tsis xoom lwm qhov hauv Tebchaws Meskas, "hais Machet.

Mus rau tag nrho nws, tag nrho cov xwm txheej uas muaj preexisting tseem yog ib qho tseem ceeb nyob rau hauv kev yuav khoom thiab cov kev pab them nqi uas xa mus pov hwm. Muaj qee yam hu ua "rov qab" uas txhais tau hais tias cov tuam txhab tuav pov hwm pab them nqi kho mob yuav xav txog koj cov ntaub ntawv khomob rau 60-hnub, 120-hnub lossis ntau dua rau cov mob uas twb muaj lawm. Cov cai, txawm li cas los xij, tsis yog raws li txoj cai. Kev coj ua ntej uas twb muaj lawm tsis suav.

Yog tias koj yuav tsum tau nug koj tus kws kho mob kom them koj qhov kev mus ncig vim qhov mob ntawm ib tus neeg uas koj hlub, kuj muaj cov kev mob uas zoo li ntawd. Muaj kev rov qab ua rau cov neeg hauv tsev neeg tsis tau mus ncig tebchaws, tab sis, lawv muaj ib qho chaw sib txawv dua li cov uas muaj cov xwm txheej ua ntej.

Thaum kawg, txawm qhov myriad kev xaiv muaj thaum nws los txog kev pov hwm pab them nqi, taug kev tsis muaj nws yog ib qho yuam kev. Koj yeej tsis paub dab tsi yuav tshwm sim thiab qee zaum qhov kev npaj txhij txog yuav pab tsis tau.

Kev fajseeb khomob yog feem ntau pheej yig thiab muaj ib yam dabtsi es tsis yog tsis muaj dab tsi yog ib qhov kev xaiv zoo.